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guest5234
#1 Posted : 02 March 2019 13:30:14(UTC)
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Notice its getting on for 2k for a mk4 replacement fabric roof fitted if some nasty idiot takes a knife to it, would malicious damage be covered on insurance.

Countryboy
#2 Posted : 02 March 2019 13:59:18(UTC)
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Probably, it is part of the car after all, but it's best you read YOUR policy it will tell you there.

Edited by user 02 March 2019 14:09:07(UTC)  | Reason: correction of text

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Don't take my post as a personal attack, it's not! Just sound advice stupid!

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MartinPW
#3 Posted : 02 March 2019 21:35:50(UTC)
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Received my insurance renewal today from LV, Not only is it around £5 cheaper per month than last year but it says that from this year it includes vandalism cover.

Drumtochty
#4 Posted : 02 March 2019 22:11:46(UTC)
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Yes, if someone not connected with you vandalises it but not wear and tear or faults in an existing roof.
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MartinPW
#5 Posted : 03 March 2019 22:58:28(UTC)
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The OP asked about malicious damage, not wear and tear.

First rider off
#6 Posted : 04 March 2019 09:14:22(UTC)
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Originally Posted by: MartinPW Go to Quoted Post

The OP asked about malicious damage, not wear and tear.

A trifle pedantic Martin methinks. Drumtochty was clarifying and expanding his response. No harm in that. If your "other half" takes a knife to your soft top after a particularly bad argument , your insurance may not cover you for that, so best stay quiet in such a case.  

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MartinPW
#7 Posted : 04 March 2019 21:00:14(UTC)
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I simply can't see why anyone would want to blow their NCD by claiming on the insurance for a wear and tear issue?

If one's other half decides to take out any frustrations on one's car I think a slashed roof would be the least of the worries.

MickAP
#8 Posted : 04 March 2019 22:27:18(UTC)
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Or you could say "I accidently fell against the roof with a stanley knife in my hand"

Leave the wife out of it, they won't believe you.

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First rider off on 05/03/2019(UTC)
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